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5 Questions Every First Time Credit Card Buyer Should Ask

By SiliconIndia   |   Wednesday, May 28, 2014
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BANGALORE: Getting a credit card can be an added advantage at times, mainly when you are short of money. Owning a credit can give you freedom to not to cancel an awaited trip or shopping due to financial reasons. With gaining some advantages through credit there are various concerned areas like procuring high debt, which has to be made into consideration. Before taking a leap to buy a credit card; below listed are few simple yet important questions to answer.

Do you really need a credit card? : The most important question to ask yourself is, why you need a credit card? If you are a frequent traveler, it’s difficult to carry cash always and debit cards seem risky then credit cards can be of great help.

For a kind of person who knows the advantages of spending wise and saves for a real emergency, credit card is good to carry. Credit card can be a good help in case of an emergency, but remember if you tend to make unnecessary spending, you can be drawn towards heavy debt. Before buying a credit card, remember to scale the pros and cons according to your spending habits.

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