13. When you use ATM machine of your bank to withdraw cash, you are aware of the fact that there is no charge deducted for it, but when you use a machine of any other bank, there is a limited number of free withdrawals. But what you don’t know is that from October 2011, it’s no more free. Whenever you use an ATM machine of other bank, they deduct a minimum charge for this transaction, which is not even shown in your ATM receipt.

14. Banks play safe by not revealing about the high interest rates on their deposit schemes to you. Especially when you are willing to sign up for such accounts which will actually yield you less returns and you end up paying a huge amount without knowing about the schemes which may give you the best returns for your money.

15. Banks do keep changing their interest rates on credits all the time. And regardless of what your credit card agreement states, you can never be absolutely sure about how much interest bank will charge.