12. IDBI Bank

Awarded for: Retail Banking - Public Sector

IDBI Bank is an India-based commercial bank. RBI categorized IDBI as an "other public sector bank". It was established in 1964 by an Act of Parliament to provide credit and other facilities for the development of the fledgling Indian industry. With 1514 ATMs, 923 branches including one overseas branch at DIFC, Dubai and 621 centers including two overseas centers at Singapore & Beijing, IDBI is  10th largest development bank in the world in terms of reach.

13. Citibank

Awarded for: Retail Banking - Foreign Bank

Founded in 1812, Citibank, a major international bank, is the consumer banking arm of financial services giant Citigroup. Citigroup is the third largest bank holding company in the United States by total assets, after Bank of America and JPMorgan Chase, as of March 2010.

Kaushal Sampat, president & CEO – India, Dun & Bradstreet said, "There is no running away from the fact that in 2012, we are faced with a difficult domestic economic environment coupled with global uncertainty caused by the Euro-Zone crisis. This situation has posed many challenges to the banking industry, and this is reflected in our FY12 banking analysis covered in India's Top Banks 2012."

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