6. Switch Credit Cards

If you're having money on a high-interest-rate credit card, check out other banks or credit card issuers to find out if you could move your balance to one with a lower interest rate and less fees. You can also take help from the various internet websites which provides such information. Even there are web sites which can measure the prices and tell you which bank is providing credit card with a lower interest rate.

7. Speak Up

If you want to save money then just say it. All you need to do is ask if you can get lower interest rates on your loans or credit cards or any way to have lower insurance premiums or how much financial coverage will be adequate for you. You can also ask for discounts on your day to day purchases also. Remember that bargaining is nothing wrong, many vendors ask unnecessary price as most of the buyers are not bothered to bargain and pay what ever amount is asked.

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