10 Sure Shot Ways to Remain Debt Free


8. Negotiating for Lower Interest Rates

This might not be the case all the time as most credit card companies do not negotiate their interest rates. However, if your credit card provider is a bit lenient, you can negotiate with them to lower the rate of interest. If the rate of interest is lowered, it will hasten you to pay faster. This is also very beneficial for the credit card company as it will not have