9. Riot Insurance

While you are going for a vacation to unfamiliar destination, remember to purchase travel insurance to protect you in the event of theft, illness, injury or other disaster. In case you also doubt about the place being vulnerable to social or political climate, make sure you also hold Riot Insurance coverage. For example, in 2010 the government of Thailand offered tourists up to $10,000 in riot insurance coverage absolutely free of cost in order to attract more visitors to the country.

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10. Earthquake Insurance

Natural calamities are very unpredictable and dangerous too. It can damage your life, property and other belongings. But you never take it seriously, and it’s quite obvious that’s the reason you thought of buying Earthquake Insurance. Well, an Earthquake Insurance can to help defray the expense of costly earthquake repairs like rebuilding your home and also replacing spoiled belongings. A few other companies in India, like – ICICI Lombard, LIC and Royal Sundaram, provide special earthquake insurance. It is recommended not to base your insurance coverage on the actual or market value of the property.

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