9. Dealing with friends who complain about money

How you deal with a friend who always complaints about money that he/she has not any, and then spends extravagantly? Is your friend really a cash-strapped shopaholic or just someone who habitually moans about money? It's time to force him/her into the open and say something like 'Last week you said you didn't have any money, and then you bought those fancy designer shoes. I'm worried about you. Are you having financial trouble?’ this will make the situation much easier to handle for you.