Most often, travel insurance are provided from 7 days to 180 days. It can even extend to 360 days for a business traveler or a student. Travel policy can be given either for a single trip or for multiple ones where the duration will be more than 30 days. However, below listed are some of the main areas of travel insurance cover, as reported by Kiran Telang of Business Standard.

1. Health:

The main reason to buy travel insurance is to make you feel safe if there is any medical emergency. If there is a need for a hospitalization, your travel insurance will cover all the expenses.

This doesn’t mean that your travel insurance cover will pay for your hospitalization in India, or your health insurance will cover your travel expenses abroad. Always remember that health insurance is different from travel insurance.

Smaller health covers could be easy to buy, but they will not provide adequate cover when the crisis appears. Pre-existing health issues are not covered under this policy.

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