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Loan providers

Here, at Siliconindia, we provide you the best deals on loans from the Best Loan Providers in India. Know about the various business and product categories related to home loans, personal loans, mortgage loans, education loans, business loans, construction loans, NRI loans, Car loans and more. Get complete info about the company profile, its products and contact details right here.
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State Bank of India - Kolkata

State Bank of India welcomes you to explore the world of premier bank in India. In this section, you can access detailed information on Overview of the Bank, Technology Upgradation in the Bank, Board of Directors, Financial Results and Shareholder Info. The Bank is actively involved since 1973 in non-profit activity called Community Services Banking. All our branches and administrative offices throughout the country sponsor and participate in large number of welfare activities and social causes. Our business is more than banking because we touch the lives of people anywhere in many ways. Our commitment to nation-building is complete & comprehensive. Loan Details
Loan Details

We offer several loan schemes to buy a car or home for your family back in India, or to tide over unforeseen financial needs. You can leverage your future income, existing assets, FCNR deposits as security for the loan. To view details of our loan products, eligibility criteria, and repayment options use the right navigation links.

Car Loan:
SBI provide the best car loan scheme for you.

Salient features · No Advance EMI
· Longest repayment tenure (7 years)
· Low interest rates
· Low EMI
· For borrowers with Net Annual Income upto Rs. 10 lac- LTV 85% of 'On Road Price' of car (includes registration, insurance and Extended Warranty/ Total Service Package/ Annual Maintenance Contract/ cost of accessories)

For borrowers with Net Annual Income more than Rs. 10 lac- 85% on “ex-showroom price” or 80% on “On-road price”, whichever selected by the borrower

· Interest Calculated on Daily Reducing Balance
· Flexibility of payment of EMI anytime during the month
· No pre-payment penalty
· Optional SBI Life cover
· Overdraft facility available.


For purchase of new passenger cars, Multi Utility Vehicles (MUVs) and SUVs.


To avail an SBI Car Loan, you should be

· Individual between the age of 21-65 years of age.
· Regular employee of State / Central Government, Public Sector Undertaking, Private company or a reputed establishment.
· Professionals, self-employed, businessmen, proprietary/partnership firms who is an income tax assessee.
· Person engaged in Agricultural and allied activities.
· Gross Annual Income
a) Salaried - Net Annual Income of applicant and/or co-applicant if any, together should be Rs. 3,00,000/-
b) Self employed, professionals and Proprietary / Partnership Firms - Net Profit or Gross Taxable income of Rs. 4,00,000/- p.a. ( income of co-applicant can be clubbed together)
c) Agriculturist - Net Annual income of applicant and/or co applicant together to be Rs. 4,00,000/-

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