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Karur Vysya Bank - Chennai, Personal Loan

Commercial banking in India can boast of a history of about 200 years. Though one could trace the history of banking back to the 19th century, the beginning of the last century saw the birth of many banks in India, set up by people with vision, commitment and national spirit.

The Karur Vysya Bank Limited, popularly known as KVB, one such endeavour, was set up in 1916 by two great visionaries and illustrious sons of Karur, the Late Shri M A Venkatarama Chettiar and the Late Shri Athi Krishna Chettiar to inculcate the habit of savings and provide financial assistance to traders and small agriculturists in and around Karur, a textile town in Tamil Nadu.

Though the bank started with a seed capital of Rs.1 lakh, it has withstood innumerable changes and challenges in the past few decades and has profitably emerged as one of the leading banks in India without compromising on its fundamentals.
Loan Details

To help bring your dreams within reach, Karur Vysya Bank brings you loans for a multitude of purposes. Whether it is moving into your ideal home, buying a bigger car or sending your child abroad to study, you can rest assured that we will be there for you. With reasonable interest rates, flexible repayment plans and a streamlined approval process, Karur Vysya Bank makes it easy for you to make your move ahead.

Personal Loan:
Our KVB – Personal Loan (Secured/ Unsecured) is so designed to cater your daily personal needs and to meet out unforeseen exigencies.

  • The loan is available for salaried employees of PSUs/ Reputed Institutions, Self employed individuals, All other individuals who provide full securities by covering the loan amount with NSCs, KVPs, IVP, RBI bonds, LIC policies, Bank deposits etc.
  • The loan is granted for personal purposes
  • A guarantor for a secured loan is not insisted upon. However, in case of salaried Individuals for an unsecured loan a colleague drawing the same salary should be used as a guarantor.

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