Currently Javascript deactivated in your browser.

Loan providers

Here, at Siliconindia, we provide you the best deals on loans from the Best Loan Providers in India. Know about the various business and product categories related to home loans, personal loans, mortgage loans, education loans, business loans, construction loans, NRI loans, Car loans and more. Get complete info about the company profile, its products and contact details right here.
Home > Full information

IndusInd Bank - Delhi Car Loan,Home Loan,Personal Loan

IndusInd Bank derives its name and inspiration from the Indus Valley civilisation -a culture described by National Geographic as 'one of the greatest of the ancient world' combining a spirit of innovation with sound business and trade practices.
Loan Details

IndusInd Bank offers a range of loan schemes for all your special needs that require finance.

  • Simple Paperwork
  • Fast Processing

Car Loan:

Whatever be the CAR… with Indus Fast Track car loans your dreams are not FAR.
Car loans made as simple as deciding the model.

Features & Benefits
  • Quick & Easy processing - Very simple & Hassle-free documentation.
  • Transparency- No hidden charges.
  • Flexible repayment option- 12 to 60 month scheme with structuring based on customer need.
  • Fast track Loan- processing within 48 hours.
  • Attractive interest rates.
  • Special scheme & rates for IndusInd bank account holder
Salaried Individual (SI)
  • You should be employed for a minimum of 2 years
  • Your minimum net salary should be Rs 1.5 lakhs per annum/li>
  • Your net monthly take-home salary should be at least 2 times of the total monthly installment including proposed and rent paid/li>
  • Your loan to income ratio to be max 2 times./li>
  • You should be within 23 - 60 years of age(or retirement age which ever is lesser- at the end of loan period)/li>
  • You should be residing at the current address for a minimum of one year and in the city for 3 years/li>
  • You should have a landline or postpaid connection./li>
Professional / Partner / Proprietor/Director
  • You should be in business for a minimum of 3 years.
  • Your minimum gross income should be Rs.1.5 lakhs per annum
  • Your loan to income ratio to be max 2 times.
  • Your Income to Annual emi of proposed loan to be minimum 2 times
  • You should be self employed within 27- 65 years of age.
  • Your current place of residence should be occupied for a minimum of one year and in the city for 3 years
  • You should have a landline or postpaid connection
  • You should provide a co-brrower who resides in the same city
  • Co-borrower to give ID proof, Signature verification, Residence proof
  • If necessary, Co-borrower may need to give income documents also

Home Loan:

IndusInd bank has tied up with HDFC Ltd. to bring best-in-class home loan services to its customers.
Zero hassle, transparent service and an exhaustive list of products which enables every individual to apply for a home loan through us with HDFC Ltd.
IndusInd bank offers doorstep service & home loan specialists who help you in the home loan process with timely intervention to make your home purchase a delight!

Features & Benefits
  • Attractive Interest Rates
  • Easy Documentation
  • Fast Processing
  • Transparent Dealings
  • Door step service
Housing loan is extended for the purpose of
  • Purchase of land and construction of a residential property
  • Purchase of New Flat / House
  • Purchase of old house / flat along with undivided share of land
  • Extension/ modification of existing house / flat
  • Loan against property (Residential property)
  • Balance takeover from banks/HFC
Maximum loan

80% of the cost of the property (including the cost of the land) and based on the repayment capacity of the customer.

Maximum Term

20 years subject to your retirement age.

Applicant and Co- Applicant to the loan

Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be coowners.

Personal Loan:

Presenting IndusInd Bank Personal Loans. Now you don’t have to wait to fulfil your dreams. Be it renovating your home, going on your dream vacation or buying your special someone that coveted gift, count on us to make it happen.

Fulfil all your financial needs with our hassle free Personal Loans, which are designed to help you live life to the fullest.

Features & Benefits
  • Obtain a loan easily with Simple Documentation, Quick Processing and Speedy Disbursal.
  • Choose Loan Tenure as per your convenience ranging from 1 to 5 years.
  • Enjoy the convenience of Doorstep Service.
  • Get the best in class Interest Rates.
  • You need not worry about Collaterals or Guarantors.
  • Get rid of your high interest debt through Balance Transfer Option.
  • Choose a convenient repayment option from, IndusInd Bank A/C Debit or ECS from your other Bank.
Eligibility for Salaried Employee

This category includes Salaried Doctors, Chartered Accounts, employees of select Public and Private Limited Companies, Government Sector employees including Public Sector Undertakings and Central, State and Local Bodies.
  • Minimum age at the time of application should be 21 years
  • Maximum age at loan maturity should be 60 years
  • Minimum net monthly income should be Rs.25000
  • Should have completed minimum 2 years in employment and minimum 1 year in the current organization
  • Should have completed minimum 1 year of stay at the current residence
Eligibility for Self-employed Professional

This category includes Self-employed Doctors (MBBS and higher degree), Architects, Chartered Accountants, Company Secretaries, Engineers and MBA consultants.
  • Minimum age at the time of application should be 25 years
  • Maximum age at loan maturity should be 65 years
  • Minimum annual net income post tax should be Rs.4.8 lacs
  • Should have 4 years of post qualification experience

You may interested in also
Every day we wake up to the fact that more than 250 million lives are part of our family called... more>>
Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited... more>>
PNB Housing Finance Limited (PNBHFL) is a registered housing finance company with National... more>>
DHFL was established by Late Shri Rajesh Kumar Wadhawan (16th April, 1949 – 30th September,... more>>