siliconindia | | January 20228By si TeamAIN FOCUS5 THINGS TO KNOW ABOUT BUYING GLOBAL HEALTH INSURANCE PLANfter a jarring two years, the world is finally beginning the march back to normalcy. From theatres to tourism, everything has started to open back up. With more countries opening their borders to international travel, the opportunity for the much needed vacation has become more of a reality. As we start planning the next getaway, ensuring the good health of our loved ones has become just as vital.When you're away from your home country, you're not always familiar with the people around or know whom to contact. A more stable option in this case, is health insurance. In fact, a number of countries including Thailand, Germany, Spain and more have made it mandatory for travellers to have health coverage as a part of their travel insurance regulations. And getting medical treatments overseas can cause a drain on your finances.To offer consumers a better choice, health insurance plans in India have seen innovation in the form of global health insurance. Also known as International Health Insurance, this comprehensive health cover is gaining more popularity in recent times. It offers comprehensive coverage that generally includes in-patient, out-patient, emergency evacuation cover among others. Some plans like the Manipal Cigna Lifetime Health Plan also offer lifetime annual renewability.WHO NEEDS GLOBAL HEALTH INSURANCE?Global health insurance is recommended to people that can be broadly categorized into Tourists, Corporate Travel and People Seeking Overseas Medical Treatments. There are a number of global health insurance plans in India that offer these travellers worldwide coverage excluding US and Canada.FEATURES OF GLOBAL HEALTH INSURANCE PLANGlobal health insurance plans are gaining more popularity because of the amazing benefits they offer. Some of the features that makes this plan great are listed as follows:Offers Critical Illness Insurance with Global Reach: With a global health insurance plan, you can opt for more advanced treatment for major illnesses overseas. It offers the insured person cover for hospitalisation across the globe. This includes pre and post hospitalisation costs.Ambulance Charges: In most global health insurance plans, expenses occurring due to transporting you to and from the hospital are covered in the plan. In plans like the Manipal Cigna Lifetime Health Plan, one annual air ambulance charge is also covered in the policy. Medical Evacuation: In case you're facing an emergency situation caused by a major illness, your global health insurance plan will pay for an emergency evacuation. This is done only if you're in an area covered by your plan and will cover all expenses to get you to the nearest facility that can provide you with the medical care you need.Global Travel Vaccination: A number of global health insurance plans in India offer cover for the cost of vaccines that you are required to take when visiting certain countries. These vaccines must be approved by the World Health Organisation (WHO) and the country should be within the plan's coverage area.TO OFFER CONSUMERS A BETTER CHOICE, HEALTH INSURANCE PLANS IN INDIA HAVE SEEN INNOVATION IN THE FORM OF GLOBAL HEALTH INSURANCE
< Page 7 | Page 9 >