siliconindia | | DECEMBER 20258EDITORIAL EXCLUSIVEAs 2025 draws to a close, the Reserve Bank of India (RBI), led by Governor Sanjay Malhotra, has delivered a masterclass in adaptive policy-making. Confronted with unusually low inflation dipping to record lows below 2 percent robust GDP growth ex-ceeding 8 percent in key quarters, and external challenges like trade uncertainties, the RBI slashed the repo rate by a cumulative 125 basis points, bringing it to 5.25 percent.This aggressive easing, the most substantial since the pandemic, has eased borrowing costs for millions while preserving macroeconomic stability.Complementing this, a sweeping regulatory cleanup consolidated thousands of outdated circulars into clear Master Directions, alongside targeted reforms in lending and payments.These twin pillars monetary stimulus and regulatory clarity have empowered households, businesses, and the broader economy, paving the way for sustained growth amid global headwinds.RBI's 2025 Rate-Cut CycleThe RBI's monetary policy in 2025 unfolded as a calculated response to benign inflation and strong domestic fundamentals. Starting the year at 6.50 percent, By M R Yuvatha, Senior Correspondent, siliconindiaRBI's GROUNDBREAKING REGULATORY MOVES OF 2025
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