siliconindia | | July 20184The global insurance market is remarkably strong, despite continued fallout from the financial crisis. Low interest rates coupled with relatively poor investment returns have impeded growth, but demand for insurance products and services remains high. Statistically, the commercial Insurance expense believed to be second to direct payroll and related employee benefits costs. One critical issue and complex decision for entrepreneurs is how to insure their assets while maintaining control over your second-largest operating costs. However, due to lack of required insurance understanding, business leaders often tend to neglect it and consider it to be the lowest of their priorities. Having no true performance expectations from their agents, other than to place coverage, there is no long-term plan for managing their insurance program. And the real problem arises, when they attempt to navigate on the insurance world. A long-term partnership with Insurance consultants can benefit entrepreneurs in finding the best insurance coverage as per their requirement. These advisors often deal with the basic management of finance, related risk in future and regulatory functions, monitoring the claim activities and underwriting of a department or company, marketing and selling policies as well as services as a representative of the provider company. As professionals, they use the mathematical and statistical knowledge to determine the financial risks in the client's future and help them pick the right option that will match their needs. They also provide long term financial forecast that can be used by the government and organizations to resolve existing financial crisis and plan out for the future. In our current edition, we identify "20 Most Promising Insurance Consultants". The list features some of the prominent names in the industry who assist the clients with almost any level of issue related to insurance, provides knowledge about various insurance products and recommend the one that will suit their condition well. We also recommend you to read our Cover Story on Mahindra Insurance Broking Ltd. (MIBL), a company that provides direct insurance broking for Corporate and Retail customers and offers a range of products for the Non-Life and Life segments.Do let us know your thoughts.Nandini MukherjeeSpecial EditorEditorialConsultants can Help Business Leaders Navigate in the Insurance World Vol 02 · Issue 2 - 1 · July - 2018 Publisher Alok Chaturvedi Managing Editor Anamika Sahu Special Editor Nandini Mukherjee Editorial Team Amit Raja Naik Ananth .V Pooja Devi Karthik Muralidhar Krupa P. Dave Shefali Mathur Sophia Rohtagi Sujith Vasudevan Srrayvinya OLM Chandrika P Patra Trisha Pragya VP - Sales & Marketing Virupakshi Pattar Advertising Managers Editorial queries editor@siliconindia.com To subscribe Visit https://www.siliconindiamagazine.com/subscribe/ or send email to subscription@siliconindia.com Cover price is `150 per issue. Printed and Published By Alok Chaturvedi on behalf of SiliconMedia Technologies Pvt Ltd and Printed at Precision Fototype Services at Sri Sabari Shopping Complex, 24 Residency Road Bangalore-560025 and Published At No. 124, 2nd Floor, Surya Chambers, Old Airport Road, Murugeshpalya, Bangalore-560017. Editor Alok ChaturvediCopyright © 2018 SiliconMedia Technologies Pvt Ltd, All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher.advertise@siliconindia.comVisualisers Manjunath S Sivasankar Group Art DirectorAshok KumarNoidaAshu SethiGarima AnandCirculation Manager Magendran PerumalAmeet Kumar Sahoo Kavitha Sambit Satpathy Susnigdha BhowmikCONSULTANTS
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