siliconindia | | September 20184The news of around Rs.10 lakh crore of non-performing assets (NPA) are ablaze in the Indian financial corridor. While there might be more numbers awaiting to be unwrapped, the Indian banking system has set itself on a state of alarm to fix things to avoid future discrepancies. Taking more concrete steps to avoid any such default, banks now go for highly secured credit ratings before approving of any financial transaction. Credit reference agencies play a vital role in helping banks and other investors avoid lending to any dubious entity. On the other hand, these credit reference agencies also help individuals and corporates better their credit score in the market by implementing various methods to strengthen their creditworthiness. These credit scores are used by investors/lenders, including banks, credit card companies and other financial institutions to make decisions about whether or not to offer credit and even determine the terms of the offer.A low credit score can be an inconvenient road block, limiting an individual or an organization's lending options and sometimes eliminating them completely. Having a good credit further impacts the amount of money one qualifies for, as lenders look at both personal and business credit scores, and hence it is imperative to maintain both the scores with positive marks. Understanding the growing importance and need of credit reference agencies, siliconindia Consultants bring to you `10 Most Promising Credit Reference Consultants - 2018'. The issue features companies of preeminence who provide cutting-edge solutions using their years of experience and latest technologies to help reduce the default rates without giving-up volumes in the credit market. Not just fixing your credit scores, some of the featured companies even help you in your credit collection using the most ethical ways to create a win-win situation for both lender and borrower. Do let us know what you think! Anamika SahuManaging Editoreditor@siliconindia.comEditorialStrengthening Your Credit Scores Vol 02 · Issue 4 - 2 · September 11, 2018 Publisher Alok Chaturvedi Managing Editor Anamika Sahu Associate Editor Susila Govindaraj Editorial Team Ananth.V Imelda Tarzarina John Roshan Anto Karthik Muralidhar Krupa P. Dave Shefali Mathur Sophia Rohtagi Srrayvinya OLM Sujith Vasudevan Sushruth R Trisha Pragya Younus Ahmad Dar VP - Sales & Marketing Virupakshi Pattar Advertising Managers Editorial queries editor@siliconindia.com To subscribe Visit https://www.siliconindiamagazine.com/subscribe/ or send email to subscription@siliconindia.com Cover price is Rs.150 per issue. Printed and Published By Alok Chaturvedi on behalf of SiliconMedia Technologies Pvt Ltd and Printed at Precision Fototype Services at Sri Sabari Shopping Complex, 24 Residency Road Bangalore-560025 and Published At No. 124, 2nd Floor, Surya Chambers, Old Airport Road, Murugeshpalya, Bangalore-560017. Editor Alok ChaturvediCopyright © 2018 SiliconMedia Technologies Pvt Ltd, All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher.advertise@siliconindia.comVisualisers S Sivasankar Vishnu T R Group Art DirectorAshok KumarNoidaAshu Sethi Garima Anand Circulation Manager Magendran Perumal Abinas Patnaik Prangya Tripathi Kavita Ashwini D NaikCONSULTANTSsiliconindia | | March 201835
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