siliconindia | | December 20178W ith the rise of healthcare costs, it is even more important today to take a compre-hensive health cover to keep ourselves and our family members insured from medical emergencies in the future and make sure the immediate financial re-quirements are met. While the number of people covered under health insurance is fortunately on the rise every subsequent year, India is lagging fairly when compared to developed countries worldwide. IN MY OPINIONTHINGS TO KEEP IN MIND FOR A SMOOTHER CLAIM SETTLEMENT PROCESSBy Munish Daga, CEO, Remedinet TechnologiesBased in Bangalore, Remedinet Technologies helps in streamlining the medical insurance industry, helping patients and customers get a better insight regarding the right medical claims that suit their requirement and their budgest. Although, a section of the Indian populace is covered under health insurance policies, there are in-stances where health insurance claims get rejected due to lack of knowledge about health insur-ance plans and the claims settle-ment process. At the same time with newer technologies, we, as consumer of healthcare services, have been empowered to under-stand health insurance policies better and also experience an en-hanced patient experience while we visit a hospital. Through this article, we are trying to spread awareness about the nitty-gritties of health insurance policies for a smoother claims reimbursement process in future.Choose the Right Policy: The policy must fulfil its primary objective - secure you financially against a range of situations, in-cluding hospitalization/surgeries and serious illnesses that you may be at risk of due to your family's medical history. The policy must provide effective cover for three types of medical emergencies: Hospitalization due to any inju-ry, sickness, or disease; surgery to treat any medical complica-tion and treatment for critical ill-nesses. Any policy that provides lump sum benefit for these situa-tions will enable you to face any medical problem without having to worry about your finances. For example, let's consider a me-di-claim policy. This policy pays for your hospitalisation, and cov-ers expenses pre- and post-hos-pitalisation. It also covers listed day-care procedures. This is the health insurance policy that you need to get first. But before mak-ing up your mind, make sure you have gone through its features. There are many health insurance plans in the market, and choosing the right one is important.
< Page 7 | Page 9 >