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Joseph J Hernandez

Joseph J Hernandez
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    It's critical to repair credit with debt settlement. Most debtors don't understand this. The greatest...more >>
Identity theft is a growing problem. Millions of Americans become victims each year. Identity theft occurs when an in...more >>

About Joseph J Hernandez

My name is Joseph, and I’m a debt counselor with Debt Free Solutions, a debt consulting agency located in Long Beach, CA. I have been assisting people with excessive credit card debt since Oct., 2000.

I have developed a deep-rooted passion for helping Americans fight back and escape the credit card trap. When I was in my early twenties, I naively succumbed to the credit card schemes and I nearly

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