Melbourne: No more swiping credit cards to make payments! A new technology that allows customers to use their face (facial features) instead of swiping a credit card to purchase goods has been developed by a Finnish company.

The technology provided by Uniqul, works by recognising the customer's face and then linking it to the individual's bank account.

So instead of swiping a credit card to purchase goods, the customer gazes into a camera.

Uniqul claims its service is secured with military-grade algorithms, 'The Australian' reported.

Uniqul's Ruslan Pisarenko said the technology - which is due to roll out next month - has the ability for transactions to be completed instantly and can even distinguish between identical twins, 'News Limited Network' reported.

According to Pisarenko, "the face is a PIN and it's more like a complete way to identify a person."

"But in some cases where the system is not 100 per cent accurate, it will ask a person to input their PIN as security," he said.

There is no payment card involved, nor is a mobile or wallet needed.

Customers sign up to the technology by registering their identification and bank details.

Once the items are scanned through the customers' details will flash up on a screen and they click "OK" to confirm the transaction.

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