Bangalore: No matter whatever your financial journey is, there will be challenges to face and money decisions to make. You are in a phase of a career change but have a debt to pay off and you are working hard to find alternatives to meet your needs. May be you are in distaste with your bank and financial advisor and feel they are no good. This alternative is nothing but an acronym called ‘ROPES’, brought out by Andrea from Sooverdebt. This will not only let you survive you money problem, but also will help you to solve it.

1. R – Resources

The first step in the series of ROPES is to look for resources, when you have to pay off your credit card debt. Figure out your leftover after all expenses from you income that is your personal resources. Also try to find out if you have something to sell to pay off the balance. You can also look for your family resources. Find out for your rich and wealthy uncle who can lend you a low interest loan.

You can also find out those who might owe you money like your family members or friends. Or find out the possibility if you can work overtime at your workplace to earn some extra cash so that you can pay off your debt soon.