Bangalore: Everyone has an urge to save money. They think big indulge into investing in stock market, mutual funds, SIP's, envelope systems and so on. They restrict their lifestyle to a stringent budget and looked for ways to save that hard earned money. But how often have you brainstormed yourself and come up with a solution? Most often the simplest method of saving money is the most overlooked. If you notice carefully, a major chunk of your income is drained in paying your bills and fulfilling your needs. So why not cut down the expenses on your bills that would not force you to compromise with other things in life, because it is a lot easier to reduce your bills than to make more money. Here are six tips that will help make things easier and smooth and leave you with a good sum of money at the end. Schedule It One crucial act and you won't get it done unless you schedule it. Because the real savings come from having an audit on your bills every year. If you are occupied with your work and other stuff then it is always better to set an annual reminder in your calendar program of choice, and then get to work. Even if you sit down to have a periodical check on your finances then schedule that also. Tax time is a good way to remember since you're looking at all the money you've made.