Bangalore: Short term investment options are best suited for reaping maximum profits in a very little period of time, generally within 6 months to one year time frame. Although there is a slew of investment plans offering high interest rates, you can choose one according to your needs and financial goals. Investments in stocks, mutual funds and fixed savings are the regular types and are most sought after options. Key players such as ICICI, HDFC have built a strong reputation among the investors, having a good track record. Let's look at some the investment variants: Invest in Mutual Funds Mutual funds are considered as a safest means of investing, though the returns are not high. One can expect 8 to 10 percent profit in a year. Many mutual funds have varied maturity periods. You can opt for ones having shorter maturity periods upto 3 months or less. However, they are not entirely risk free, as the places to invest in are decided by the Asset management companies, who select sectors of the potential profits; and also the price fluctuations of commodities and raw materials could adversely affect the profit. As the research on the company details are done by fund managers, who have dedicated their time and resources to choose among the promising companies across varied sectors, mutual funds seems a smart choice.