Bangalore: Are there piles of paper lying on your desks? And you don't know what to do? Start organizing all the important financial papers so as to keep a track on your spending, investments, insurance and other banking papers. Having an organized system for your financial papers is very important. This not only saves time, but also helps in future enquires about financial matters. Even in any emergency situation your family need not have to depend on you, they can locate the papers easily and can assure for policies or other bills. Unfortunately, only 40 percent of people have a proper document system. While, others have either lost or forgotten about any investments they had made. Many have also lost their hard earned money because of improper organizing of paperworks. Below are few important list of papers that which you have to keep a record. Bank records Whenever you receive any bills, it's good to keep all the bills safely filed up. Until the bills validity is over file in a separate document. If any incident happens and all your account statements are lost by the bank officials, then you can show the bills which you had and get the benefits. Any deposit and ATM receipts you get try to keep it in a safe place for any future enquiries.