BENGALURU: Ups and downs in finances happen in everybody’s life. At worst times, some people get trapped due to their financial crisis. Managing personal finance and budgeting is not as complicated as it seems to be. It’s all in our hands, how we manage our income and expenses. Our day to day life expenditure habits reflect our finance management skills.

But some people feel that it is difficult to watch their outflows and to keep track of each and every expense. Thanks to Yahoo Finance for sharing the best tools for managing money used by experts.

Let us get an idea of these tools to make out the best in our finances:

# Pen And Paper: The moment you decide to check on your budgets your mind will strike straight away to get a pen and a paper. Calculating budget using a paper and pen has been followed since we have been taught to do mathematical calculations.

Jotting down the expenses in a paper and adding it up is a very easy method as anyone can do it without the use of smart technologies. If you can deal with your calculations easily just with a pen and paper, then it might help you to prepare an effective budget plan manually. 

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