Expecting More Returns? Invest In Company FDs and NCDs
BENGALURU: 
If you are looking for the good returns this year, go for Non Convertible Debentures (NCDs) and Fixed Deposits (FDs). For investments in short term horizons, investors are now eagerly choosing NCDs and FDs. The Reserve Bank of India is planning to cut the rates in the stock and shares while bond markets are raising the sentiments of the investors.
Gradually banks and other institutes will also cut their rates on offers ending to the near double digit rates. State Bank of India has already started cutting deposit rates across medium and long tenure deposits. With fixed deposits and non convertible debentures investors can make profits and enjoy with enough returns in order to maintain a smooth cash flow.
Understanding Non Convertible Debentures and Fixed Deposits: Non convertible debentures to share are the investment instrument issued by NBFCs (Non Banking Financial Companies) or the companies to raise capital. In other words NCDs are simply regular debentures that cannot be converted into equity shares of liable companies. This results in carrying higher interest rates than that of other convertible counterparts.
Fixed Deposits are provided by the banks which offer higher rates of interest than regular savings accounts till the fixed maturity date. It is also called as term deposit or time deposit. Fixed deposit is the safest way of investments. All together NCDs and FDs are the high interest yielding term deposits with short term horizon investments offered by Indian Banks.
