Bangalore: It is quite natural for you to get into dilemmas when it comes to managing your money. Often there aren't any clear cut answers even though you would have analyzed the pros and cons. It wouldn't be a strange incident if you find your retirement planning and child's education coincide, which take precedence? Be it purchasing an apartment in a city or the suburbs, enchasing your investments or availing a personal loan, at certain stages of life, you will encounter situations which puts u in a dilemma and gets you thinking, 'should or shouldn't I?' Take a look at a few financial dilemmas and how to deal with them. Stick To Or Stretch The Home Buying Situation Buying a house is the most important decision a common man makes in his life and with the coming of low-cost housing he can reach his goal with much more ease. Builders are luring investors to buy houses which not only come under their budget but also fetch good returns. And most of the investors stretch the budget because it is a life time investment. But one should consider doing this, only when you when are assure that you can really afford it. If you notice that more than seventy percent of your income is drained towards paying the EMI for all loans, then it would be wise to reconsider your decision. You should stretch the budget only if it's necessary for the long time perspective.