BANGALORE: Most of the people dream to have a house of their own but very few actually get the opportunity to fulfill it. Purchasing a home is one of the major decisions in everyone’s life and it is equally important to take this decision carefully. To buy a house, you have to make a down payment and it is true that not everyone has the ready cash to make the payment. However, to make life easier, banks have come out with schemes and home loans.  Let’s have a look at the list of banks that provides their customers home loans with lower interest rates.

1. State Bank of India: One of the most preferred Home Loan providers, SBI Bank is now offering home loans with attractive interest rates alongside latest schemes and benefits. In addition, the bank is now providing different schemes under home loan category, such as SBI Easy Home Loan, SBI Advantage Home Loan, SBI Home Plus, SBI MY HOME CAMPAIGN and SBI Housing Finance Scheme. Some of the feature and benefits of SBI home loan include purchase or construction of house or a flat, purchase of a plot of land for construction of House, lowest home loan Interest Rates, extension or alteration of an existing house or flat, No penalty on prepayments of home loan and No hidden costs. The interest provided on home loans by the SBI ranges from 10.10 percent to 10.30 percent.

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