8 Hobbies Your Insurer will Never Approve


Bangalore: Having a life Insurance is important, but getting insured is not so easy, especially if you love adventures and most of your hobbies involve life risking sports activities. And if you expect to get an affordable coverage, then beware of what you do or else your insurer would not approve your policy. What are the activities which can impact your ability to get a life insurance? Here are some points by investopedia.com.

Scuba Diving

You are a human and not a water animal, so scuba diving should not be your regular hobby. As in Scuba diving you go deep into the water, hence the chances of drowning and suffering from decompression sickness increases.  One scuba lesson on your holiday in Hawaii will not result in paying high insurance premiums. But if get into the habit of going deep inside water on a regular basis, driving alone or without a formal training, then your insurance may decline your policy.

Extreme Watersports

Besides scuba diving, there are also some watersports which are not covered under life insurance policies. If you participate in extreme water sports like power boating, boat racing, White water rafting and surfing, you will find that you insurer would be less willing to offer you an insurance coverage.  As the chances of you getting drown in water increase in these sports.

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