BANGALORE: If you seem lost and confused in the world of credit cards, you are not alone. There are so many people who don’t know to use it properly. Such a part of our daily lives, and yet so many people are still confused about the best ways to use them, how they affect your credit in the future. Credit cards can be a great tool when used wisely; also it takes a lot of self control in order to use them the right way.

Let us find out some wrong ways of using credit cards:

1. Applying for a credit card without reading terms

Have you applied for a credit card? If yes then have you read all the terms and conditions? If no, then check twice. Choosing a credit card involves more than liking the design or the credit card issuer.

You have to evaluate the credit card based on the fees, interest rates, and rewards if it's a rewards credit card. Comparing credit cards to each other, even across credit card issuers - is a good way to decide whether you're getting the best deal.