Bangalore: The importance of saving money evolves when we start working. For a majority of people the whole point of going to work is to earn money. But reflect on the work related expense. This would add up the coffees, snacks, lunches, transportation and clothes. You would be surprised when you notice that a significant chunk of your earnings is diverted to covering personal work expenses. That means that a portion of your work-day is dedicated to paying for the 'privilege' to work. It would rather be more befitting if you cut on your daily expenses and save that money and retire early. Look at ways to keep your spending under control. Cut on Commute Save on petrol, parking and car maintenance by using a public transport. It's not only cheap but also better for environment. If you find it difficult to reach office by public transport then opt for car pooling. Find co-workers that you can carpool with. The ability to use the carpool lane (if available) may also save you time. This will cut you fuel expenses drastically.