BANGALORE: Banks are offering less interest rate on savings accounts, so if you deposit all your money in banks it will surely be safe but will not grow much.  Investments for growth involve purchasing something that will increase in value. Real estate and stocks are considered as the two most common forms of growth investments. Many people avoid the stock market due to the risks involved in it but actually it offers much more interesting returns. Whether you are young or old, try to keep aside a part of your income for investment growth.

Let’s have a quick look at some simple rules that will help you to navigate the market and build a large stock portfolio over a long period:

1. Diversify your investments: If you are scared of investing in just one stock or bond try to spread your risks by investing in a number of stocks in different markets and in mutual funds, bonds and other instruments. The only rule you have to remember in this case is that your investment should not be more than 10 percent. Try your hands on investing in different geographic areas and emerging markets like U.S., Europe and Asia. Diversify more into property funds, hedge funds and commodity funds. Diversification will mainly protect you against a collapse in any one particular sector.