BANGALORE: If you're like most people, you've got at least one or two credit cards in your wallet. You may have realized that the credit and debit cards you use haven't changed all that much since you started using them. Of course, this isn't necessarily a good thing, as hackers have been using technology to become more and more advanced in recent years. This has led to a number of problems, such as major corporations having their customer's credit card information stolen.

Credit cards, whose security features have developed far more slowly than the technologies used to exploit them, are finally beginning to undergo advances designed to combat potential security flaws. The following are four of the most significant ways that credit cards will be different by 2020:

1. Physical Cards Will Disappear

The fact of the matter is that physical cards will soon be a thing of the past, thanks in large part to the advancement of digital payment processing services like Apple Pay and Google Wallet. Once these virtual payment systems are more widely expected, credit accounts will be linked simply to a digital "card"

2. All Accounts Will Be Linked To A Single Card

Before long, you will be able to maintain multiple credit accounts using one card, which will help keep your wallet organized, and will reduce costs throughout the credit card industry. There are already a number of companies who are designing cards which will be able to link multiple accounts together -- expect these to become more common within the next year or two.