BENGALURU: We all have spent money on various stock markets without knowing if it will yield a better profit in the future. In the year 2015, many stock market pundits had estimated that equities will deliver roughly 15 percent returns during the year. Instead, the Sensex has declined around 6 percent. If you were investing for 1-2 years, these statistics would be truly worrisome, according to indiatimes.com.

Try To Secure Family’s Future:

Securing your family’s future is a great thing but securing your household staff’s future is a noble one. Spread happiness and begin the New Year with a good deed. Help your household staff to open a Jan Dhan account and introduce them to social security schemes, such as the Atal Pension Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana (Life Insurance) and the Pradhan Mantri Suraksha Bima Yojana (Accident Insurance).

Start Saving For a House:

We have seen a steep fall in the real estate market as there has been no improvement in the rates or they are just remaining stagnant. Look for good bargains since builders have a pile-up of inventory and are facing a cash crunch. Besides, those who had invested for the short term and want to flip are unable to sell as the sentiment has been low. Houses are being sold at discounted rates and 2016 may be the year to haggle hard.

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