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View Aditi  Mathur 's Profile

Term Insurance

What is Term Insurance ????
Asked by Aditi Mathur | August 13, 2012 | Report this Report abuse
Replies (14)
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April 02, 2017 | Report this Report abuse
Term insurance policy is a type of life insurance which is suitable for long time investment which covers in case if the insured dies death claim is given to the beneficiary.

www.messymob.com
Term is a type of life insurance that provides a potential death benefit for a fixed period or "term." This is commonly a flat premium for say, 5, 10, 15, 20, or 30 years. After the end of the term the policy no longer provides a death benefit. The other common characteristic of term life is there is generally no cash accumulation, which helps keep the cost relatively low. Term is often characterized as temporary insurance. Marketvein
February 05, 2017 | Report this Report abuse
Term insurance, a type of life insurance,which provides coverage for a certain period of time or years. If the insured dies over the policy tenure a death benefit (or sum assured) is paid out. No payout is made if the insured survives the tenure. Marketvein
February 05, 2017 | Report this Report abuse
Hi Aditi,

Let me clear your concept of Term insurance. Term insurance is nothing but it is a form of life insurance which provides your family full cover even a holder of policy died in specific period of time.But suppose Person have Buy Term insurance lets say in may 2015. but he dies in 2015 not even completing a year after buying a policy then that person is not eligible for claiming same. But if he dies after completing one year of policy he will get a whole amount. If you are looking for buying term plan i can suggest you some best term plan of 2016 visit :- http://www.financialhospital.in/blog/best-term-insurance-plan-in-2016/
June 17, 2016 | Report this Report abuse
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April 28, 2016 | Report this Report abuse
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February 17, 2016 | Report this Report abuse
Term insurance is a type of life insurance that offers insurance for a period of time. Say, you have a life style where your expenses per month is Rs. 50,000/- including your family expenses. Suppose, you have 2 children's (age - 12 and 15), wife, parents and your income per month is around 1 Lac, NOW you can plan a term insurance for 15 years, so that if something happens to you your family would not get suffered and the amount against the term insurance can be utilized for your family expenses.
November 19, 2015 | Report this Report abuse
View Ramesh  Kumar 's Profile
Term insurance policy provides financial coverage for insured person, if any mishappening with the insured person. So Term Insurance policy provides secure your family’s future. But how to find the best term insurance plans for you. Firstly compare all companies term insurance quotes online from Policybazaar.com. Before buying check premium rates, coverage and features online. Comparison helps you get the best term plans for you.
April 13, 2015 | Report this Report abuse
Term insurance is a form of life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments of term insurance
March 14, 2013 | Report this Report abuse
Term Insurance is that kind of a Life Insurance where in you are insured for a fixed term or a fixed period of time. This is cheaper than most other types of insurances. Hence it is always better to buy term insurance rather than other life insurance plans if you plan to save on premiums.
August 27, 2012 | Report this Report abuse
Term insurance is the cheapest form of insurance and it secures your family’s financial needs if you are not around. A nominee has to be introduced so that person receives the amount when the policy holder expires. It is usually for the term period of 10, 15, 20, 25, 30 years. These days buying term insurance online has become easy and convenient. I hope this helps you out.
August 21, 2012 | Report this Report abuse
Term insurance is a type of life insurance policy that provides coverage for a certain period of time, or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy is active or in force then a death benefit will be paid.

Term insurance is initially much less expensive when compared to permanent life insurance. Unlike most types of permanent insurance, term insurance has no cash value.
August 20, 2012 | Report this Report abuse
Term Insurance is a form of Life Insurance which provides a stipulated cover for a certain period under contractual agreement. Simply put, Term Plan is financial cover in case if the insured dies; death claim is given to the beneficiary.
August 18, 2012 | Report this Report abuse
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