how to get credit report?

Credit score is the key aspect judged by any lending institution before approving your loan. Your credit history tells the banker how likely you are able to pay back loan. If you have a higher credit score then, chances of getting immediate loan approval will be more. You can visit here http://www.cibil.com/credit-score to check the credit history. In order to get the credit report you need to provide your name, social security number, address and date of birth.

Apply online at http://www.cibil.com/accesscredit.htm and follow the instruction given there to get a copy of your own credit report. Check your credit report thoroughly to spot errors. If need be, use our advisory services on CIBIL Report to get any errors corrected. Remember any errors in your credit report can reduce your chances of getting a good personal loan offer.